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Coffee shop growth to stall, says analyst

first_imgPredictions of continued rapid growth in the branded coffee shop sector (see pgs 18-19) is at odds with falling disposable income levels, which will cause the market’s growth to stall, according to one analyst.Speaking at Caffè Culture, PricewaterhouseCoopers’ coffee shop sector specialist Stephen Broome said the growth of about 10%, seen in 2008, would not be repeated in 2009, following a predicted drop in consumer confi- dence and spending. Capital expenditure (capex) was now only on a care-and-maintenance basis, rather than for store development, and he foresaw further rationalisation of non-profitable stores.”Despite announcements about continued growth in store numbers, particularly from the big three or four, what we’re seeing is store openings stalling and capex being reduced,” he said. “My view is we won’t see that exponential growth continuing – certainly not for the next couple of years. We will have a period of consolidation. If outlet growth stalls, and disposable income also stalls, I don’t see where the growth is coming from.”He urged operators to position for an upturn from 2011 by reducing operating costs and through greater flexibility with labour costs.last_img read more

Press release: Welsh company shares top tips for exporting in new podcast series

first_imgSureChill CEO Nigel Saunders in Kenya.Minister of State for Trade and Export Promotion Baroness Fairhead said: Since launching its first product in 2011, Sure Chill has experienced international success and now plans to use the same cooling technology for domestic use in homes, retail, businesses and even airlines.The business gained greater publicity last year when CEO Nigel Saunders accompanied the UK Prime Minister on her trade mission across Africa to promote their technology and build trade links. Not only does the company work closely with UNICEF and the World Health Organization, it has also received funding from the Bill & Melinda Gates Foundation and the Shell Foundation.Secretary of State for Wales Alun Cairns said: In 2011, the company developed a cooling technology to protect life-saving vaccines in developing countries. Their medical refrigerators can last without power for up to 12 days and have since protected 20 million vaccinations around the world.Launched this January, the ‘Local to Global’ podcast series features some of the UK’s leading entrepreneurs sharing top tips for growing a business on the world stage. The podcast is hosted by Nick Hewer – famously known for his appearance on The Apprentice as one of Lord Sugar’s advisers.Sure Chill’s life-changing refrigerators are improving healthcare and living conditions in countries across Africa and Asia – especially those without reliable power. The company currently exports to over 50 countries including Kenya, Nigeria, Mali, Pakistan and Nepal, with plans to enter new markets in South America and the Gulf states. SureChill fridge in Vietnam.Nigel Saunders, Chief Executive Officer at Sure Chill, said: Sure Chill’s success in Africa and Asia highlights how exporting can improve the lives of those in developing countries thousands of miles away. It’s stories like this that inspire other UK businesses to explore overseas markets, and I’m pleased my department has been able to help Sure Chill deliver its life-saving refrigerators internationally. As demand for British goods worldwide continues to grow, we stand ready to support businesses in Wales and across the UK looking to explore overseas markets. I would encourage likeminded businesses to listen to the ‘Local to Global’ podcast and hear first-hand the stories of businesses on their export experience.center_img Sure Chill CEO Nigel Saunders will appear on Episode 4 of the ‘Local to Global’ podcast which goes live on 4 February 2019, and is available on all major podcast platforms including iTunes, Spotify and Acast. Innovative businesses like Sure Chill, who joined my recent trip to Africa with the Prime Minister, are contributing to a stronger Welsh economy, and I am delighted to see their success in the global marketplace. It’s encouraging for other Welsh companies to hear from those who have expanded their business internationally. There has never been a better time for Welsh companies to export to new markets. The UK Government is supporting Welsh businesses as they begin their export journey, whether that’s with financial support, attending overseas trade shows or connecting them with international buyers. We’re proud to be featured in the ‘Local to Global’ podcast. It’s great to share our experience with other businesses knowing that it might give them the confidence to begin exporting. Exporting has always been part of our business plan because the nature of our product means that the people who would benefit the most are in developing economies. The exporting process can be complex because different countries have specific requirements. Luckily, the Department for International Trade has provided us with insight into new markets and networking opportunities. Now we’re excited to take our ground-breaking technology to all corners of the globe and improve lives far and wide.last_img read more

Staffer publishes second novel

first_imgMatthew Salesses has published “I’m Not Saying, I’m Just Saying,” a novel in flash fiction. Salesses is a faculty and staff assistant at the Harvard Kennedy School, and he is the author of “The Last Repatriate” in addition to two chapbooks.The book jacket for “I’m Not Saying, I’m Just Saying” dubs the book “a raw, honest look at parenting, commitment, morality, and the spaces that grow between and within us when we don’t know what to say. In these 115 titled chapters, a man who learns he has a 5-year-old son is caught between the life he knows and a life he may not yet be ready for. This is a book that tears down the boundaries in relationships, sentences, origin and identity, even as its narrator tries to build them up.”last_img

SMC holds bonfire to celebrate ‘every form’ of diversity

first_imgA bonfire held by the Student Diversity Board (SDB) at Saint Mary’s will celebrate cultural diversity and raise money for victims affected by recent storms in Mexico. The bonfire will take place Wednesday from 8 to 10 p.m. on the soccer fields. Sophomore Vanessa Troglia, SDB member and event coordinator, said music and food will be key parts of the event, “Students can expect great music and performances from different clubs and associations around our community,” Troglia said. “There will also be yummy fall treats to munch on by the bonfires and various activities for everyone to participate in. We invite students to come take a study break and enjoy the crisp, fall evening by the fire.” Senior Carmen Cardenas, SDB president, said the board’s mission is to “unite the Saint Mary’s College community in celebration of the cultural diversity of every woman on campus.”  Junior SDB member Taylor Etzell said she hopes students will bond at the bonfire.   “The [bonfire] will be a fun event where students can come together to enjoy the talents and experiences of diverse students on our campus and in our community,” Etzell said. “The bonfire highlights that diversity comes from more avenues than just ethnicity; it comes in every form of our human behavior.” Cardenas said the bonfire will provide fall foods in addition to live entertainment by Troop ND, Bella Acapella, Irish Dance, Saint Mary’s Dance, La Republica and St. Aldaberts Ballet Folklorico. Cultural clubs will also attend the event, including the Chinese club, Korean club, Sisters of Nefertiti, La Fuerza and other organizations. “What is really amazing this year is that we will have two different performances done by international students,” she said. “Yaqi Song will be playing live traditional Chinese background music and Liangiun Wang will be dancing to music.” A unique addition to this year’s event is a humanitarian relief fund for the people affected by the recent storms in Mexico, Hurricanes Ingrid and Manuel. Troglia said there will be a raffle and a donations table for this year’s Mexico fund. “Recently deadly floods have devastated a large population in Mexico. With the help of our community, we can raise awareness for this cause and give aid and resources to some affected victims,” she said. “We feel that it is important to help people within our community as well as others around the world. After all, that’s what the celebration of diversity is about.” SDB hopes to raise awareness of the plights of the Mexican victims of recent natural disasters, and to mobilize support on campus, Cardenas said.        “The devastation caused by the storms in Mexico has left the region of Tierra Caliente, inSsouthern Mexico, in a deep humanitarian crisis,” Cardenas said. “People from Altamirano City and Coyuca de Catalan have lost everything due to the floods. Their entire communities are now gone. Some of the victims have been left without communication, food, or water. “Urban areas have received government relief, however, Tierra Caliente, a marginalized region plagued with extreme poverty, has not received any aid from local, state or federal authorities. “ SDB is working with local community members at this year’sBbonfire to join forces and help those who have been impactedd Cardenas said. The donation table will be collecting money to buy items such as bottled water, canned foods, rice, crackers, soap, shampoo, baby formula, baby bottle, and diapers. “No amount is too small,” Cardenas said. “Donations will help provide the most basic needs.”  For more information on the relief fund sponsored at this event, visit https://www.giveforward.com/fundraiser/cz33/tierra-caliente-emergency-relief-fun. Contact Samantha Grady at [email protected]last_img read more

Keke Palmer, Sherri Shepherd & Judy Kaye Join the Cinderella Kingdom

first_img Cinderella Show Closed This production ended its run on Jan. 4, 2015 Judy Kaye Related Shows View Comments Star Files Three enchanting new stars are moving to Cinderella’s kingdom! Screen stars Keke Palmer and Sherri Shepherd will make their Broadway debuts in the hit musical this fall alongside Tony winner Judy Kaye—but before they join the ball, they have a lot of rehearsing to do. The trio took a break on September 3 to meet the press and pose for photos at the Broadway Theatre, home of the Rodgers and Hammerstein musical. Palmer and Shepherd, who will play Ella and Madame, respectively, will begin performances September 9, while Kaye will fly in as fairy godmother Marie beginning September 12. See the stars below with producer Stephen Kocis, director Mark Brokaw, book writer Douglas Carter Beane and producer Robyn Goodman. Ready to see these three new stars in action? Catch them in Cinderella on Broadway!last_img read more

Colombian Army Multi-Mission Heroes

first_imgBy General Francisco Javier Cruz Ricci, commander of the Colombian Army’s 6th Division* July 25, 2017 Trained on how to confront and stop criminal activities which have impacted Colombia’s general welfare, social progress, and economic interests for more than 50 years, the soldiers of the Colombian National Army set their combat equipment aside to plunge into turbulent waters, which on March 31st carried away houses, cars, electric poles, and entire families who lost the battle against the mud and giant rocks. The first to arrive in the area devastated by the mudslide that night were soldiers from the 27th Combat Services Battalion, “Simona de la Luz Duque de Alzate.” From their base of operations in Mocoa, Putumayo, they saw from a distance how the Sangoyaco and Mulato rivers and the Taruca, Taruquita and San Antonio tributaries burst their banks and added to the floodwaters. It was then that the soldiers, stirred by the bravery of their unit commander, Lieutenant Colonel José Alexander Pedraza, left their lodgings in the middle of the night to rescue children, elders, and whole families who, hanging from trees and clinging to sticks and rocks, cried out to be saved by the men in uniform, who that day faced off against the scariest battle that they could ever have imagined. Amid the rocks, mud, collapsed buildings, and fallen trees, the soldiers rescued 116 people who had survived nature’s fury. The avalanche destroyed 17 neighborhoods in the capital of the Putumayo department between 11:00, on the night of March 31st, and 2:00 on the morning of April 1st. At that hour, endless rain began to fall, and later, in the dead of night, the magnitude of what was happening could be seen when the force of the floodwaters subsided and a sense of desolation, sadness, and impotence began to take hold of the humble residents of Mocoa, who, unclothed and bruised, some unconscious and others in panic, suddenly found themselves without anything. That was a moment of absolute crisis experienced in a southern department of Colombia, which for many years had suffered from a lack of public investment, as well as the degradation of its patrimony. The grave situation, caused by torrential rains, became known around the world. The emergency At around 5:00 in the morning, nationwide alerts were activated and the National Risk Management System and disaster response entities, as well as the Colombian Red Cross, Colombian fire brigades, and civil protection agencies, deployed from Bogotá to the department of Putumayo. In record time, with the support of Colombian Armed Forces aircraft, which also made health professionals and their team of humanitarian assistance and disaster prevention available, they continued the evacuation, rescue, and debris-removal efforts to rescue the missing and recover the dead. It was a heroic first-response action performed over two days by the 1,200 soldiers who were strategically located in the area to aid, protect, and care for the victims of the mudslide. Their professional training focused on protecting the lives of citizens, allowed these soldiers to successfully calculate the risks of the mudslide. To care for the victims of the tragedy, temporary shelters were set up, controlled by military units in the region. Some 2,000 people were cared for in the shelters made up of tents which were quickly set up. They received immediate medical, psychological, spiritual, and specialized care. That action allowed them to control the chaos and reduce the victims’ level of stress, who, in spite of their suffering, found a ray of hope in the shelters. The disaster destroyed a large part of Mocoa, affecting 300 families, leaving 329 dead (120 of whom were minors), another 70 missing, and 32 unidentified bodies. Heroes in reconstruction The environmental disaster was an unexpected tragedy which, in addition to taking lives, cut off the departments of central Colombia from the south of the country for the first five days. The torrential rains swept away a bridge which connected the capital of Putumayo with the municipality of Pitalito Huila, another Colombian department. During the stabilization phase, the bridge was replaced with an ACROW modular military bridge. In less than 10 hours, with support from the National Highway Institute, the National Infrastructure Agency, and the Colombian National Army engineers, the flow of water and vehicular access were restored. In a joint effort, they re-established traffic along the main road in record time so that cargo vehicles, public transportation, and personal vehicles could travel to Ecuador and Peru without any problem. These multi-mission heroes from the recently created Comprehensive Action Command of the Colombian Army also led the logistics strategy to receive and distribute equitably and in a controlled manner the 2,093 tons of non-perishable food, water, milk, personal hygiene supplies, mattresses, pillows, clothing, and kitchen supplies that were put together by the Mocoa Mayor’s Office, the Colombian Red Cross, and the National Police in order for victims to receive the aid in time. One of the shelters that received the largest number of affected individuals was the Technology Institute of Putumayo. Military engineers had to rebuild an access road so that personnel could reach the victims. The Colombian National Army also removed debris and detonated 15 boulders in the Sangoyaco and Mulato rivers and the Taruca and Taruquita tributaries. That operation was conducted with support from military geotechnical engineers who traced and verified the flow of the rivers in the area around Mocoa to identify and prevent any hazards. With support from Colombian Army Aviation and approximately 120 soldiers, pipes were transferred from Bogotá to build the new aqueduct in Mocoa. In that operation, 38 helicopter trips were made to deliver 480 tubes to carry out the large project. A multi-mission army ready for new challenges All of these actions were made possible thanks to the professional training of a large group of Colombian National Army officers, non-commissioned officers, and soldiers attached to the Disaster Prevention and Response Battalion. Years prior, before arriving in Mocoa, these Colombian Army heroes were present in countries like Haiti and Honduras, providing humanitarian aid during various international emergencies as well as in Puerto Salgar, Cundinamarca, another region of Colombia where months before, a tragedy similar to the one in Mocoa had happened and where the brave soldiers of that institution also participated in the relief effort. During the total reconstruction of the 17 neighborhoods in Mocoa, Putumayo, which bore the brunt of nature’s fury, the Colombian National Army will also have the mission of inspecting and paving six kilometers of roadway in order to restore the highways. Rigid pavement will be used, to leave Mocoa better off than before, and to reinforce the region as an Amazon territory that is safe, visible, and interesting to the world at large. New challenges As part of the transformation process, the Colombian Army’s 6th Division, which has jurisdiction over the departments of Caquetá, Putumayo, and Amazonas, is meeting new challenges in the area of national defense and security. It has top-level technology and the capacities needed to deal with organized crime and illegal armed groups in general, which attempt to violate public safety through drug trafficking, illegal mining and deforestation, and other criminal activities that impact the general welfare of Colombians. With the support and capabilities of our military engineers, the Colombian Army is improving roads and completing water management and drainage projects, as well as drilling and compaction on some stretches of secondary and tertiary roadways within its jurisdiction. In this transformation phase, the recently created Humanitarian Demining Battalions has been charged with conducting non-technical studies to find and destroy explosive devices and anti-personnel mines, with the purpose of protecting the civilian population and ensuring socio-economic development in communities torn apart by violence from narco-terrorist groups. The heroes of the Colombian Army have been efficient; their results, exceptional. They have shown leadership in critical situations caused by natural disasters, and they have provided differential recovery and stabilization responses involving their military units specialized in search, rescue, and recovery under the direction of other units specialized in open-air demolition and the installation of structures, such as military bridges. Thanks to our service members’ effectiveness, today we are able to speak of peace reigning far and wide over the 6th Division’s jurisdiction, where our service members’ efforts, commitment, and courage have clearly been demonstrated. As a result of their hard work, the homicide rate has dropped to its lowest level in 40 years – something that would not have been possible without the courage and drive of our heroic service members, with whom we are creating a better nation. *Brigadier General Francisco Javier Cruz Ricci, of the Colombian Army Engineers, is the commanding officer of the Army 6th Division with jurisdiction over the departments of Caquetá, Putumayo, and Amazonas. *Brigadier General Francisco Javier Cruz Ricci, of the Colombian Army Engineers, is the commanding officer of the Army 6th Division with jurisdiction over the departments of Caquetá, Putumayo, and Amazonas.last_img read more

Are your ATMs EMV-ready?

first_imgIf you haven’t updated your ATMs to accept the newer EMV-chip technology, it’s time to review your existing service specifications to determine what changes are required to ensure that your equipment is capable of meeting users’ demands. For example:Do you have the appropriate hardware and software to support the new industry expectations?Does your current operating system provide adequate processing and/or memory capacity to support current and emerging technology?In addition to ensuring EMV compatibility, are your ATMs in line with the Americans with Disabilities Act (ADA) requirements that specify special-use features to accommodate hearing and/or visually impaired users?Managing the impact of equipment upgradesMaintaining updated ATMs that function safely and efficiently while authorizing and processing transactions can be costly, especially if you are limited by contract terms that have been in place for years. And there is a big difference between ATM upgrade and replacement costs.If your financial institution doesn’t have the internal knowledge of what to look for when reviewing existing ATM or card contract terms and conditions, a professional review can most likely uncover areas for potential savings and improved service, or lead to recommendations for alternate providers that might offer better service and pricing options.With this information in hand, you can make a more informed decision regarding whether your existing agreement or vendor is meeting your needs, or if it is time to consider other options that offer better value, service, security and peace of mind. This type of review can also help you evaluate the terms of your maintenance agreement, and analyze the traffic and usage patterns of your existing ATMs to see if adding new features will help to address account holder preferences for increased convenience and security.A card brand vendor contract agreement review can offset ATM upgrade costsIf your financial institution hasn’t yet converted to EMV chip-enabled debit cards, consider this: A review of your existing card brand vendor agreement can lead to better overall contract terms and increased revenue opportunities that may help cover the cost of necessary ATM product upgrades. For example, for one of our clients meeting new EMV compliance standards meant facing the financial challenge of upgrading 14 ATMs and a mass conversion of all cards for their account holders.During a conversation about the benefits of vendor contract renegotiations, the institution’s CEO learned that by reviewing the current debit/credit brand agreement – and comparing the terms with other card brand vendors – achieving better terms and incentives could be realized to help offset the costly EMV-related equipment upgrades.For them, while using a third party to help negotiate on their behalf was not something they had considered in the past, it truly was worth the effort. In the end, they achieved great success. They not only received a signing bonus, they also received better interchange rates which in turn afforded them to:complete a mass card conversion;upgrade all of their ATMs to the new EMV specifications; andadd two new interactive ATM machines to their fleet.The extra benefit of the interactive technology was crucial since one of the new machines enabled services to continue in a community where a branch had closed.Other realized benefits included greater operational efficiencies and the added bonus of offering account holders the option of signing up for free identity theft protection. What’s more, with the help of a team of professional contract experts, the internal staff was able to stay focused on important account holder service initiatives throughout the contract review and negotiations process.Act now to increase ATM security and improve vendor contract termsWhether your financial institution has one ATM or a fleet, providing safeguards against the threat of potential fraud is essential for maintaining trusted account holder relationships and reducing your liability risk. An expert in contract review and negotiations can help to ensure that your ATM products are EMV-ready, while also providing valuable recommendations for better service and potential revenue opportunities that can have a major impact on your bottom line. 16SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Kelly Flynn Kelly has over 15 years of sales and management experience helping financial institutions of all sizes. She leads a team whose charter is to optimize the value of every contract … Web: www.JMFA.com Detailslast_img read more

Tech Time: Counter-espionage measures

first_img This post is currently collecting data… ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr This is placeholder text continue reading »center_img Most cyberattacks are, essentially, espionage and call for such counter-espionage defenses as penetration testing, spying on the dark web and guarding against a ransomware attack.Penetration testing and rotating testing companies is now routine for most credit unions, observes Mark Arnold, VP/advisory services for Denver-based Lares, a credit union-focused data security firm. What’s emerging as a best practice is staging something like a war game where a red team attacks the security barriers and a blue team defends them. Then they blend into a purple team and share what they’ve learned. The teams can be staffed by vendor security pros or by the credit union if it has the resources, he notes. “We offer ride-alongs where we do the attacking and show credit union staff how it’s done,” he explains.$4.9 billion Veridian Credit Union, Waterloo, Iowa, regularly runs penetration tests, changing testers at least every two years. In addition to attacking networks and servers, testers try to lure staff into compromises like accepting a fake delivery or responding to a fake call from IT, notes CUES member Brett Engstrom, CIO. After five years of trying to compromise staff, the success rate has fallen to almost zero, he adds.Penetration testing continues to be useful but limited, suggests Paul Love, chief information security and privacy officer for CUES Supplier member CO-OP Financial Services, Rancho Cucamonga, California. Traditional penetration testing is like someone outside a building probing for ways to get in. Something called “compromise testing” has emerged to take a broader assessment, looking for indications that an attacker “is now or has been on your network,” he explains.last_img read more

‘Thanks from Above’: Old warplanes to take flight, honor essential workers above Southern Tier

first_imgSpecific locations for the flyover will be released at a later date, the National Warplane Museum says. The flyover is scheduled for June 6 at 10 a.m. The event is titled, “Thanks from Above.” The Warplane Museum says its fortunate to have essential workers during the pandemic. “We are incredibly honored to take part in yet another flyover mission to show forth our gratitude and support to those on the frontlines,” says Director of Flight Operations at the National Warplane Museum Todd Cameron. (WBNG) — The National Warplane Museum will hold a flyover to honor essential workers during the coronavirus pandemic over the Southern Tier. A Douglas C-47 and a P-51 Mustang will participate in the flight. The museum asks all individuals viewing the planes when they flyover to maintain social-distancing rules.last_img read more

The HOW Festival once again brings the world names of hotel operations, which have never been to Croatia before!

first_imgAt the beginning of October, Poreč becomes the center of the European hotel industry! Hoteliers from all over the region are gathering, and their participation has been confirmed by the vice presidents of operations of global hotel companies!The only conference on hotel operations in Europe, HOW Festival, this year it will be held on October 3-5 in Valamar Isabella Island Resort in Poreč. Already in its first year the HOW Festival gathered over 500 participants, in the largest number hotel directors, heads of operations and hotel departments and positioned itself as the largest hotel conference in the region. The focus of the Festival is on presenting the latest global trends and raising the quality of hotel operations. This year, over 50 international and regional experts are coming to the HOW Festival, including:Srdjan Milekovic, Senior Vice President of Operations for the EMEA Region, Hyatt InternationalGustaf Pilebjer,  Director of Food & Beverage for Europe, Marriott InternationalSusan Farnie, Human Resources Director for the EMEA Region, Wyndham Hotels & ResortsJohn Bartlett, Head of Analytics and Reporting (days) for the EMEA Region, InterContinental Hotels Groupwho will present their knowledge of changes at the global level and share their experiences in an interactive and interesting way to the participants.The program of the Festival was prepared in cooperation with hoteliers, and is segmented into panel discussions and lectures that are in the first part for all participants, while in the second part parallel workshops are organized divided into hotel departments. Some of the themes of this year’s HOW Festival are: How to find out what your guests really (subconsciously) think about you How to use guest data (DATA)What kind of leaders will the hospitality industry of the future need (human resources)How to increase revenue after booking and on the spot (sales and marketing)Little tricks of champagne connoisseurs: how to successfully sell champagne by the glass (food and drink)What are 21st century guests looking for for breakfast? (food and drink)In addition to the educational program, participants can expect a rich entertainment program within which this year is organized the first team building for all hoteliers and a big party and concert of the band Living Legend!Also, in cooperation with Valamar Riviera, the organizers of the HOW Festival invite all participants to extend their stay in Istria and visit ISTRA & CRAFT BEER FESTIVAL, which is organized immediately after the end of the Festival! The most famous names of the Croatian music scene, such as TBF (6.10) and Hladni Piv (7.10), are waiting for them there.  The complete program as well as all information about the Festival is available on the official website: www.howfestival.comlast_img read more

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